AI Agents for Accounts Receivable
Spinal chases your unpaid invoices — by email, phone, and text — and handles every dispute until you get paid.
Trusted by leading institutions
How it works
We use AI to help companies get paid faster
Results
AI that actually does the work and knows every customer
Spinal is solely focused on getting you paid faster.
30%
reduction in days to payment
6x
increase in response rate
80%
reduction in AR manual work
Integrated
Fits into your existing systems
Spinal connects to your finance tools and supports your current workflow. There’s no need to change how your team operates.
FAQ
Answers to questions you may have
B2B finance teams that send invoices and wait too long to get paid. If you've got an AR ledger and a collections process held together by spreadsheets and reminder emails, Spinal is built for you.
Onboarding takes about two hours. You connect your ERP and your email, and Spinal takes it from there - pulling in your open invoices and starting to work your receivables. No implementation project and no change to how your team operates.
Spinal chases every unpaid invoice for you - by email, phone, and text - follows up on the ones that go quiet, escalates to the right contact when an account stalls, and handles disputes until the money lands. It works your whole ledger, not just the accounts someone happens to have time for.
Yes. Spinal sits on top of the finance tools you already use and stays in sync, so your existing ledger remains the source of truth and your team keeps working where they always have.
No. It removes the manual grind. Spinal handles the chasing, follow-ups, and routine disputes automatically, and routes anything needing a human decision to your team. The result is ~80% less manual AR work, so your people spend time on the calls and decisions that actually need them.
When a customer pushes back - wrong PO, missing credit note, "never received it" - Spinal identifies the blocker, gathers what's needed, and resolves the routine cases on its own. The genuinely complex ones get escalated to your team with full context attached.
Spinal
Most AR tools wait for problems. Spinal goes looking for them.
AI to help finance teams chase every invoice, speak to customers and solve payment blockers.
